Financial Tips & Guides

January 12, 2025 • 6 min read

Top 5 Credit Score Myths Debunked

Stop believing these common credit score myths. We reveal the truth about what really affects your credit and how to improve it.

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January 10, 2025 • 7 min read

Payday Loans vs Installment Loans: Which is Right?

Compare payday and installment loans side-by-side. Learn the pros, cons, and which option fits your financial situation best.

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January 8, 2025 • 5 min read

How to Read Your Credit Report and Spot Errors

Master the art of reading your credit report. Identify errors that could be hurting your score and learn how to dispute them.

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January 5, 2025 • 6 min read

Managing Emergency Expenses Without Breaking the Bank

Unexpected bills got you stressed? Discover practical strategies to handle emergency expenses without derailing your finances.

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January 3, 2025 • 7 min read

Should Paying Down Credit Card Debt Be A Priority?

Learn effective strategies for paying down credit card debt, including the snowball and avalanche methods that actually work.

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December 30, 2024 • 8 min read

How to Avoid Foreclosure: Tips and Guidance

Facing foreclosure? Don't panic. Explore your options and learn proven strategies to protect your home and financial future.

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December 28, 2024 • 6 min read

Understanding APR: What You Need to Know About Loan Costs

Confused by APR? We break down what Annual Percentage Rate really means and how it affects your loan costs.

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December 25, 2024 • 7 min read

Building an Emergency Fund: Your Financial Safety Net

Start building your emergency fund today. Learn how much to save, where to keep it, and why it's essential for financial security.

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January 15, 2025 • 8 min read

Why is Xact Loan Better Than a Payday Loan?

Discover the key differences between Xact Loan and traditional payday loans. Learn about flexible repayment terms, lower costs, and why thousands choose Xact Loan.

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